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Examining the quiet gap in American education: money

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Sam Irwin, CPA

The Financial Decisions You’re Expected to Make by 25

January 21, 2026 by Sam Irwin, CPA

There’s a seven-year window in most people’s lives when they make more consequential financial decisions than they’ll make in any other period. It runs roughly from age 18 to 25. During those seven years, you’ll decide whether to take out student loans and how much to borrow. You’ll get your first real job and see … Read more

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Why Every Young Person Should Learn Personal Finance (Before They Need It)

January 14, 2026 by Sam Irwin, CPA

Here’s the thing about financial decisions: they don’t wait until you’re ready. Nobody asks if you’ve been trained before handing you a student loan application. There’s no prerequisite course before you can sign a lease or open a credit card. You’re just expected to figure it out. And by the time you realize you needed … Read more

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I’m a CPA and No One Taught Me How to Manage My Own Money

January 7, 2026 by Sam Irwin, CPA

So here’s something that might surprise you. I’m a CPA. I’ve been doing this for over 20 years. I’ve helped businesses handle their finances, worked through complex tax situations, all of it. But when I was a young adult, fresh out of college with an accounting degree? I had no idea how to manage my … Read more

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Recent Posts

  • The Financial Decisions You’re Expected to Make by 25
  • Why Every Young Person Should Learn Personal Finance (Before They Need It)
  • I’m a CPA and No One Taught Me How to Manage My Own Money

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