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Examining the quiet gap in American education: money

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Sam Irwin, CPA

Why Every Young Person Should Learn Personal Finance (Before They Need It)

January 14, 2026 by Sam Irwin, CPA

Here’s the thing about financial decisions: they don’t wait until you’re ready. Nobody asks if you’ve been trained before handing you a student loan application. There’s no prerequisite course before you can sign a lease or open a credit card. You’re just expected to figure it out. And by the time you realize you needed … Read more

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I’m a CPA and No One Taught Me How to Manage My Own Money

January 7, 2026 by Sam Irwin, CPA

So here’s something that might surprise you. I’m a CPA. I’ve been doing this for over 20 years. I’ve helped businesses handle their finances, worked through complex tax situations, all of it. But when I was a young adult, fresh out of college with an accounting degree? I had no idea how to manage my … Read more

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